Insurance

Our insurance law practice serves insurance companies, reinsurers, brokers, and policyholders across multiple jurisdictions and industries. Osiris Law provides policy review and drafting, regulatory compliance, risk management, and claims disputes, as well as coverage and liability issues.

Review & Risk Management

Policy: Reviewing, and negotiating policy terms to ensure clarity and legal enforceability.

Interpretation: Advising on the interpretation of complex policy provisions, including exclusions, endorsements, and conditions.

Risk Assessment: Advising clients on risk exposure and loss prevention strategies within their insurance policies.

Marine Insurance

Hull & Machinery Insurance: Advising on insurance claims related to ship damage or loss.

Protection & Indemnity (P&I) Insurance: Handling third-party liability insurance disputes, including issues like cargo damage or environmental spills.

Regulatory & Compliance

Licensing and Regulatory Approvals: Assisting insurance companies in obtaining the necessary licences to operate and comply with ongoing regulatory requirements.

Solvency & Capital Requirements: Advising on financial stability requirements, including solvency margins, capital reserves, and risk management practices.

Data Protection & Cybersecurity Compliance: Ensuring insurers comply with data protection regulations (such as GDPR) and cybersecurity standards, especially for handling sensitive customer information.

Claims & Coverage Disputes

Claims Assessment: Advising insurers and policyholders on the validity of claims under various types of policies.

Coverage Disputes: Handling disputes over whether a claim falls within policy coverage, including litigation or alternative dispute resolution.

Bad Faith Claims: Representing insurers or insureds in cases involving allegations of bad faith, where one party believes the other has failed to act in good faith in processing a claim.